I like the simplicity of the solution, growing traction of the platform, more importantly, team is exploring various avenues to raise capital, and one of them is crowdfunding, i know several projects that i met, spoke and enjoyed their successful community driven growth hacking activities.
And, Credits most likely is going to be among them, they launched operation "Invest in tomrrow`s Unicorn" everything around this page is very well put in place: https://credits.com/en/overview/
I can smell the professional (devil in detail) approach, covering every single detail why one has to become part of it and everything is built with a community in mind.
I have not used a product yet, hence 4 stars, once i do, then i`ll change! Show Less