The goal of this wallet is make it easy to integrate fiat and crypto on the same app.

I get why this could be convenient, but you have to pay 5 Euros a month for this service. It's better just to have 2 separate apps, one for cryptos and one for fiat. Then exchange between the 2 when needed.

Then you only pay the one-time transaction fee and you don't have to pay a monthly fee. In addition, all of your crypto transactions can be tracked since you've linked them to a fiat bank account.

I don't see much value her.e.

Credits

The goal of this wallet is make it easy to integrate fiat and crypto on the same app. 

I get why this could be convenient, but you have to pay 5 Euros a month for this service. It's better just to have 2 separate apps, one for cryptos and one for fiat. Then exchange between the 2 when needed. 

Then you only pay the one-time transaction fee and you don't have to pay a monthly fee. In addition, all of your crypto transactions can be tracked since you've linked them to a fiat bank account. 

I don't see much value her.e.