XRP was built to be heavily integrated into the fiat banking system.

Fiat currencies always end up being overprinted and become worthless. Therefore, the fate of XRP is obvious.

On top of that, the majority of the supply of XRP is totally controlled by insiders.

I would stay away.

UPDATE: So this is an interesting twist. Will Ripple be the system that mints and burns CBDCs? I don't know for sure, but it does make a lot of sense. Here's a screenshot from their website.

XRP was built to be heavily integrated into the fiat banking system. 

Fiat currencies always end up being overprinted and become worthless. Therefore, the fate of XRP is obvious. 

On top of that, the majority of the supply of XRP is totally controlled by insiders. 

I would stay away.

UPDATE: So this is an interesting twist. Will Ripple be the system that mints and burns CBDCs? I don't know for sure, but it does make a lot of sense. Here's a screenshot from their website.