Credora is a non crypto utility built on blockchain that offers corporate lending based on a risk model. My main line of questioning is regarding the credit model since bridging real life to digital (blockchain) requires centralized trust in the data entry process. For example, looks like the financials of a company are used to assess credit worthiness, I don't see if these financials are audited financial statements and if Credora contact the auditing company to verify if it was indeed true, or if there was any tempering/photoshop activity committing fraud. Regardless, I love Aave for the peer to peer loan because the collateral is locked into a smart contract, but in the case of Credora, it's not clear to me what is the level of risk for providing a loan to a business listed there.
The team seems legit, so why not put a direct link to each LinkedIn profile on the website?
Regardless of my concerns regarding the credit score and it's ability to be decentralized, I think it's a worthwhile project for the industry. Show Less