Competition from exchanges like changeNOW are already big, they offer the same service + more a lot more When Paypal or Visa will enter this space it will change the game.
But lets look at Dibo instead of their competition. There is little to nothing on how they achieve your convertion to Fiat without the need of a Exchange.
Are they using a DEX? Or will they just use a exchange instead of you and you dont have to do a manual conversion? Doing the convertion in their own account? (doesn't that make them the exchange and where do they get the liquidity?)
Or will they just use a exchange instead of you and you dont have to do a manual conversion and wait for 3 days to receive your crypto?
I didnt find which blockchains will be connected, but because they all work very different a automated exchange function to Fiat for all of them (without a exchange) is going to be a fun challenge.
Personally i am not convinced and would need a bit more info about their backend before I would decide to use them as a vendor Show Less
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